So I mentioned in our previous blog post that 2019 has been off to a very busy start – hence, why we are just now getting around to talking about our 2019 goals! Grant and I sat down at the beginning of January reflecting on what all we accomplished in 2018 and how we wanted to build off of that in 2019. One of the big realizations I had wrapping up 2018 was that it can be so easy to focus on the goals you fall short on and don’t accomplish, rather than celebrating everything you were able to do. For 2019, our focuses will be about celebrating life’s little wins and having gratitude every day, even if it may seem like we’re not making as big of a dent in our long-term goals.
Without further ado, here are our goals for 2019:
- Eliminate all debt – With the exception of our mortgage, our goal is to be completely debt free by the end of 2019. That means no more car payments and no more student loan debt. We have just over $10,000 left, which feels a little daunting to tackle in less than 10 months. But with only 4 more car payments left and continuing to automate our payments each month, we are so close to marking this one off the list! One thing that has really helped has been making weekly additional payments on my student loans – you don’t miss an extra $50 when it lines up with payday, but it contributes a lot to decreasing that balance by the end of the month.
- Less mindless snacking – We are both guilty of “treating yourself” a little too often. We did a great job in 2018 with exercising and eating at home, but we also grew accustomed to having an evening snack after dinner while watching TV. I don’t even think I was hungry most of the time! It was just mindless while we watched TV or talked. In 2019, we’re trying to be more mindful of what we choose to eat. That’s not to say that we are cutting out snacks forever, just that we are trying to be smarter about weekday snacking.
- Be more intentional and present with our time – Technology is such a gift but it can also be the biggest distraction. It’s amazing that we’ve conditioned ourselves to treat moments of silence or boredom with the opportunity to just scroll mindlessly through social media. With our work schedules, we only get maybe 2-3 hours to spend together each week day before it’s time for bed and that decreases even more when Grant travels for work. While quantity of time isn’t the most important, quality is. For us, that means putting down the phones when we are together and trying to be more in the moment. We’re looking forward especially to the opportunity to disconnect even more when we go on our Italy trip!
- Read more – For as long as I can remember, I’ve always loved to read. But as your day gets filled with more and more responsibilities, things like reading fall by the wayside. It’s always after a vacation full of reading that I realize how much I miss this, but it shouldn’t have to be reserved for that vacation time. It’s a great way to keep you thinking and to unwind after a long day, so it’s on my personal list to pick up a book at least a few times a week for 30 minutes or more.
- Anniversary trip – Although we have a big trip planned to Italy, we still want to continue the tradition of celebrating our marriage around the time of our anniversary. Quality time is both of our love languages so having that opportunity to just be together is so important. With quite a few other financial goals that we are trying to tackle this year, TBD on what this trip could turn into! In the meantime, we are hoping that Grant’s extensive traveling will result in some extra Delta Sky Miles (fingers crossed!).
- New living room couch – So maybe this one is more of a nice to have/want to have than an actual goal for 2019. Over the past few months, we’ve felt our house turn into a home as we’ve made it our own. The addition (finally!) of the dining room table really helped us feel the place come together, and the final big thing on our list for the downstairs entertaining area is a new couch. Hopefully in time for football season, but we will see!
- Be more spontaneous and spend time with friends – Once you leave college and everyone has different jobs and schedules and lives in different areas, it gets harder and harder to spend time with friends like you used to. After college, there is no set timeline either, so everyone is at a different stage in their lives. But you realize the importance of and how much you appreciate the people that are always there for you. So in 2019, we want to continue to try new things, visit new places, and spend time with the ones we love.
- 1 big date night per month – Perhaps “big” date night isn’t the right wording for this one. Basically, this is to force us out of the Friday night Mexican restaurant routine at least once a month to try something new. So far, we’ve been to the High Museum for Infinity Mirrors and to see Les Miserables. Our next date night that I’m super excited about is going to see Cinderella at the Fox! If you have any other suggestions for unique date night ideas, definitely let us know. So there you go! 2019 is already in full swing, and we are excited to see what all this year holds. Follow us on Instagram at www.Instagram.com/TheLocalBells for more.