Wow, it’s hard to believe that we have closed out another year and it’s on to 2019! In some ways, it’s felt like it went by so quickly, but on the other hand it feels like there was so much crammed into 2018 that it couldn’t possibly have been just one year. In one of our very first blog posts, we wrote about our goals for 2018 (take a look at the full post here). To be completely honest, it wasn’t something that we talked much about on a regular basis throughout the year, but we kept the list posted on our fridge as a constant reminder of what we were working towards.
So how did we do? I was a little nervous pulling that sheet of paper off the fridge to evaluate whether we had achieved our goals or had fallen short. Here’s a quick snapshot of how we did:
- Exercising 30 minutes at least 3 times per week – Yes! Overall, I’d say we did a pretty good job on this one during a typical work week. I workout with my mom and sister twice a week, which holds me accountable, and the gym is on my way home for at least one more workout each week. Grant stops by the gym most days after work when he’s not traveling and we try to have at least one weekend workout together as well. I’m hoping we can keep this positive momentum rolling in 2019!
- Cook dinner at home at least 4 nights per week – Yes! Another one I am really proud of us for achieving! Not only do we save a significant amount of money eating in, but it gives us healthier options and more time to spend together. Another habit from 2018 that we are hoping to continue. And if you have any great recipes, send them my way – we are constantly looking for new easy meals to try.
- Save enough money for a house down payment by October – YES! By far my proudest accomplishment from 2018. We began our home search in May, a bit earlier than we had originally planned. By early June, we were under contract for a house and set to close in August. It took a lot of discipline to save and watch our spending those first 7-9 months of marriage, (and a lot of meals at home with chicken) but it paid off! We are incredibly blessed to have found a home that we can grow into in an area that we love.
- Max out 401K – Kinda. Grant and I both have employer sponsored 401K accounts and each have a separate Roth IRA account. We both continued to contribute to our employer accounts in order to get the full employer match, but are still working up to maxing out our Roth contributions for the year. Automating these contributions and our savings in general will help us to hopefully get closer with this in 2019.
- Less than $10,000 student loan debt and car loan – No. This is one where it would have been beneficial to track this progress more closely throughout the year because we were really close. We ended the year at about $12,500 left on student loans and car payments, so we were just shy of meeting our goal. When I checked the accounts and saw we were so close yet didn’t meet that goal, I felt disappointed and a little dejected. And sometimes that’s how you feel when you don’t meet a goal – you focus on what you didn’t accomplish rather than what you did. So I looked at what we were able to do in 2018 and I found that we paid off nearly $15,000 in student loans and car payments! That is incredible!! Yes, we fell short of our goal, but we should be proud of what we accomplished in 2018 and keep pushing forward in 2019 to officially be debt free (minus our mortgage).
- Use every vacation day – In progress. We are still working on this one, but we each took some time off around Thanksgiving and between Christmas and New Years to spend time with family and friends and relax and recharge before heading back to work. Both Grant and I value quality time together more than anything else, so we’re working to make it a priority to use our vacation/PTO time. And more to come, but we have officially booked a 12 day trip to Italy in May!
- Plan a first anniversary trip in November – Yes! We actually were overachievers when it came to this goal – we had a mini stay-cation for one night at Chateau Elan the weekend of our actual anniversary and then planned our big anniversary trip to Disney World after Thanksgiving. We had an incredible time there and will be sharing some tips and tricks soon on ways we made the most of our time and saved money (TLB tip – we booked a free dining offer and Disney is currently offering it again for July-September here! If you want recommendations or have questions, we are happy to share our experience.)
So there you go. We didn’t achieve all of our goals, but rather than feeling disappointed by what we didn’t do, we are celebrating all we were able to accomplish this year and know that 2019 holds even more exciting times!
Thanks for following along and happy new year to everyone! We are excited for all that is to come in 2019, so be sure to check out our Instagram